Bank West Zero Platinum MasterCard $0 Annual Fee and Premium ...

by coolsteps

This is the only current Platinum credit card that doesn’t charge an annual fee on the Australian market that I’ve been able to find. I’m considering in getting one because of the Complimentary international travel insurance and the lower currency conversion fee while overseas. The staff member wasn’t sure if it was 2 or 2.5% and if you could top it up with your own cash to make ATM withdrawals overseas or not. Has anyone done this? Its only con’s as far as i can see is it doesn’t offer a rewards program and you need an annual income of 65k. However i found a way around this. If you currently have a Bank west credit card with the minimum required credit limit of $8000 or more you can simply ask for a product transfer form from a branch and still qualify for one without putting another record entry on your credit file if you were to reapply. You may also get the previous Bank west credit card annual fee pro rata refunded too i heard from staff. I’m just waiting for my 9 month 0% balance transfer deal to expire before i consider converting my Bank west more card to the Zero Platinum MasterCard. Has any one gotten one of these new Zero Platinum cards yet or tried to do a product transfer?

thanks Sharp , im trying to get my citigold card upgraded to a citibank platinum free for life too. But they told me over the phone that they wont do it now less i agree to pay the $250 annual fee. The no annual fee citibank card deals aren’t offered anymore to the general plubic as far as i can tell? btw citibank charge a high currency conversion fees of 3.3% so thats another reason i’m considering getting a bank west ‘zero’ platinum card as an additional card.

From what i can see the Gold card offers everything the Platinum card does except the 24*7 concierge.

Currently all credit cards must be treated equal, eg a Platinum visa must be accepted and treated the same way as any other visa if the merchant accepts visa.

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